Finance your next truck, trailer or prime mover.
Drover has partnered with TAFS (The Asset Finance Shop) for specialist commercial and asset finance for carriers and owner-operators. Soft credit check first, no mark on your file.
$350M+
Total business funding
93%
Client success rate
80+
Lenders (access to)
24 hrs
Often approved within
What TAFS finance
Finance for any asset, any stage of growth
Equipment purchase
Finance new or used prime movers, trailers, forklifts and depot gear. Keep cash in the business instead of tying it up in one purchase.
Fleet expansion
Add a second rig, spare trailer or yard equipment when the work is there, with terms sized for owner-operators and growing fleets.
Working capital relief
Spread the cost of major assets so day-to-day cash flow stays available for fuel, maintenance, insurance and loads already booked.
How it works
How a TAFS enquiry works
Step 1
Fill in a few details
Tell us a bit about your situation and what you need finance for.
Step 2
A TAFS account manager calls you back
They work out the right lender for your setup and come back with options as soon as possible.
Step 3
Pre-vetted before submission
Every application is checked by TAFS's internal credit team before it goes to a lender. That means stronger applications and quicker turnarounds.
Step 4
Submit once you agree
TAFS has access to 80+ commercial lenders. They match your deal to the right one and submit only once you have agreed on the option.
FAQ
Questions carriers ask before applying
Approval timing, credit checks, documents and who this is for, answered in plain language.
How fast is equipment finance approval for trucking businesses?
Many enquiries are approved within 24 hours through TAFS, depending on the asset, lender and how complete your paperwork is. Owner-operators with straightforward purchases often move quickly once documents are in order.
Does applying for truck finance affect my credit score?
TAFS starts with a soft credit check, with no mark on your file. A formal credit check may follow as part of lender assessment if you proceed, which is standard for equipment loans in Australia. TAFS can talk you through what to expect before you submit.
What documents do I need for trailer or truck finance in Australia?
Typical requests include ID, proof of income or business activity (tax returns, BAS or bank statements for ABN holders), details of the asset, and insurance once approved. Requirements vary by lender and whether you are full-doc or low-doc. The callback form helps the TAFS team tell you exactly what applies.
Can owner-operators get truck finance with bad credit or low-doc?
TAFS has access to 80+ commercial lenders, including low-doc options. Every application is pre-vetted by their internal credit team before submission. Approval is not guaranteed, but broker access goes beyond a single lender product.
Equipment finance vs buying outright: what suits a growing fleet?
Outright purchase ties up capital you might need for fuel, rego, repairs or your next load. Equipment finance spreads the cost and can preserve working capital while you add capacity. For a single truck upgrade, either can work. For fleet growth, finance often keeps cash flow healthier.
Is asset finance only for Drover carriers?
This page is offered through Drover's partnership with TAFS, aimed at carriers and owner-operators in the freight industry. You do not need to be a Drover member to enquire, but Drover members get direct access to a team that understands trucks, trailers and transport businesses.