How it works
Carriers paid on delivery.
Shippers pay on their terms.
Drover secures payment before freight moves. Carriers are paid to their bank account within seconds of delivery, including weekends. Shippers pay on 30, 60 or 90-day terms. No factoring, no chasing invoices.
The process
How it works, step by step.
- 01
Invoice like normal.
You invoice your customer through Drover at your agreed rate. Nothing changes about how you quote a job.
- 02
Money's locked in before you roll.
Your customer's payment is secured before the job starts. If a pickup falls through or a load gets cancelled, you're not out of pocket for it.
- 03
Paid the moment you deliver.
Funds land in your bank within seconds, weekends included. No matter what payment terms your customer is on.
Who it's for
Built for both sides of the load.
Carriers get paid the moment they deliver. Shippers keep their working capital free. Nobody has to choose.
For carriers
Get paid same day. Every day.
Paid same day, every day.
Bank account, within seconds of delivery, where your bank supports instant payments. Including weekends. Not next week, not next month.
Funds secured before you leave.
No futile pickups, no cancelled loads that leave you out of pocket. The job is funded or it doesn't start.
You don't sell your invoice.
Traditional factoring means discounting your invoice by 3–5% and handing it over to the factor. With Drover you invoice normally and keep your client relationship.
For shippers
Pay on your terms.
Pay on 30, 60 or 90-day terms.
Keep your working capital free. Pay a small financing fee for terms instead of tying up cash on every load. Shipper funding on terms is subject to credit checks and approval.
Only pay verified carriers.
Every carrier on Drover passes business, compliance and insurance checks. Your money never goes to an unverified operator.
Built-in dispute resolution.
Issues like a late delivery or a disputed load are settled through Drover. No chasing the carrier yourself, no uncertainty about who pays what.
Pricing
2.5% per load. Free to join.
The platform fee is 2.5% + GST for upfront payment. Shippers paying on terms pay an additional financing fee on top. No subscription, no setup fee. Join the waitlist to lock in 1.25% for 6 months after launch.
Slide to compare
| Line item | AUD |
|---|---|
| Carrier quote | $5,000 + GST |
| Platform fee (1.25%) | $62.50 + GST |
| Shipper total | $5,062.50 + GST |
Early access rate locked in for 6 months after launch when you join the waitlist. Shipper terms subject to credit approval by the finance partner. Additional fees apply for credit terms.
Drover vs the alternatives
Skip the loan. Skip the factor.
Most carriers turn to a bank loan or freight factoring. One adds debt, the other costs 3–5% of every invoice. Drover charges a flat 2.5% instead, and gets you paid the moment you deliver.
| Feature | Alternatives | Drover |
|---|---|---|
| Cost | Interest on the facility, or 3–5% of invoice value | 2.5% on top of your rate |
| No debt added to your business | No, adds debt or sells it instead | Yes |
| Keep your full agreed rate | No, interest or a factoring cut reduces it | Yes |
| Paid the moment you deliver | No, paid upfront then repaid over time, or 24–48 hrs after approval | Yes |
| You keep the customer relationship | Not always, the factoring company can take it over | Yes |
| No recourse if the customer doesn't pay | No, you're on the hook either way | Yes |
| Protected if a pickup falls through or a load is cancelled | No, in either case | Yes |
Loan and factoring figures are indicative of typical Australian options. Rates and recourse terms vary by lender, provider and agreement. Drover shipper terms are subject to credit approval by the finance partner. Instant carrier payment is subject to the carrier's bank supporting instant payments.
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FAQ
Questions about Drover.
How do payments work on Drover?
The carrier invoices shippers they’re already hauling for at the agreed rate, and the job is funded before freight moves. The shipper’s payment is secured on the platform up front, so on every load the carrier knows the money is there before they roll, instead of sending an invoice and hoping it gets paid.
When the job’s done, the carrier is paid straight to their bank account the day they deliver, even on weekends, where your bank supports instant payments. Shippers can still choose to pay upfront or on terms, so cash flow works for both sides of the load. Shipper funding on terms is subject to credit checks and approval.
Both sides are protected: funds are held securely, so carriers aren’t left out of pocket for a futile pickup or cancelled load and shippers are covered for issues like a late delivery, all settled through fair, built-in dispute resolution with optional transit insurance on top.
How fast do carriers get paid?
Same day. When you get paid through Drover, payment lands in your bank account within seconds of delivery, even on weekends, where your bank supports instant payments. No waiting 2 to 3 days for bank processing, and no chasing shippers on 30, 60 or 90-day terms.
Can shippers pay on terms?
Yes. Through Drover, shippers can pay on flexible terms of 30, 60 or 90 days for a small financing fee on top of the 2.5% platform fee, funded by a licensed finance partner, so your working capital stays free.
The carrier is still paid the day they deliver, where your bank supports instant payments. Shipper funding on terms is subject to credit checks and approval.
How much does Drover charge?
When a load is booked and paid securely through Drover, the platform charges 2.5% + GST (or A$5 + GST, whichever is greater) per load. Shippers who choose to pay on terms add a small financing fee on top.
When does it launch?
We're launching Drover in 2026. Join the waitlist for early access: both carriers and shippers who join lock in early access pricing, carriers on every client they invoice and shippers on every carrier they pay.
